How to Set Up Apple Pay

Last Updated: January 2, 2020

Apple Pay is a new feature introduced with iOS 8 for iPhone 6 and iPhone 6+ devices. With Apple Pay, you can use your phone to pay easily at major retailers. Scroll down to step 1 to learn how to set it up.

Steps

1
Make sure your iPhone is compatible. You need to have either an iPhone 6 or and iPhone 6 Plus, and it must be upgraded to iOS 8.1 or later.
2
Open the "Passbook and Apple Pay" settings from the Settings app on your iOS device. For devices with iOS9 or later, this setting will be called "Wallet and Apple Pay".

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3
Tap on the link "Set Up Apply Pay" in the "Credit and Debit Cards" box.
- If you do not have your passcode enabled, you will want to enable it now.
4
Tap "Add a new Credit or Debit Card" to add a credit or debit card to Passbook.
5
Enter the information manually or use the photo detection feature to take a picture of your card. Tap Next when finished filling out the required information.
6
Accept the terms of conditions by tapping "Agree" in the lower right.
- Tap "Agree" again to confirm.
7
Complete verification by selecting a verification option and tapping "Next".
8
Tap on the "Enter Code" box to enter the verification code that you've received.
9
Enter the verification code and tap "Next".
10
Look for a confirmation email message or push notification from your bank, thanking you for setting Apple Pay up for your card or cards. You should receive a confirmation message that says "Card Activated".

Community Q&A

Question

How do I use it to pay?

Community Answer

There are many stores with Apple Pay. If you are at the checkout of a place that has Apple Pay, it should have a white box at the counter. Place your iOS device to the box until your device says the transaction is complete.

Warnings

Not all 8.1 devices are equipped to handle Apple Pay. Apple Pay needs Touch ID, and if it doesn't have Touch ID, you won't find the setup options in the settings app on your device, meaning you won't have Apple Pay to use at your disposal, no matter how hard you try to find or use it.

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