This article was co-authored by Lahaina Araneta, JD. Lahaina Araneta, Esq. is an Immigration Attorney for Orange County, California with over 6 years of experience. She received her JD from Loyola Law School in 2012. In law school, she participated in the immigrant justice practicum and served as a volunteer with several nonprofit agencies.
There are 10 references cited in this article, which can be found at the bottom of the page.
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Section 8 is a federal program that helps people pay their rent. If approved, you receive a voucher that the state’s housing authority pays directly to your landlord. You then pay the difference in the rent.[1] To apply, visit your local housing authority and complete an application. Because demand for vouchers is heavy in California, you should consider applying for housing in lower-demand areas. Wait time in higher population areas like Los Angeles could be up to 4 years. You should also consider applying for public housing through the Section 8 Housing Choice Voucher (HCV) program.[2]
Steps
Qualifying for Section 8
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1Calculate your income. Section 8 is an income-based program. Accordingly, you need to have an income lower than your area’s median income for a family of your size. Add up all sources of income, including the following:[3]
- wages
- tips
- overtime
- commissions
- retirement income
- pension
- Social Security benefits
- workers’ compensation benefits
- unemployment benefits
- child support
- alimony
- welfare assistance
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2Compare your income to your area’s median. The median is the midpoint—half of all people will have income above this point and half will have income below. You can find your median here: https://www.huduser.gov/portal/datasets/il/il2016/select_Geography.odn. Based on your income, you’ll be placed into one of three categories:[4]
- Low income. You earn 80% or less of your area’s median income.
- Very low income. You earn 50% or less of the area’s median income.
- Extremely low income. You earn 30% or less of the area’s median income. By law, 75% of all vouchers are given to people in the extremely low income category.[5]
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3Meet other requirements. To qualify for Section 8, you must meet additional requirements. You can check all requirements with your local housing authority:
- Immigration status. The Section 8 program is limited to U.S. citizens and certain categories of non-citizens with eligible immigration status.[6] If your family has ineligible immigrants, then your benefit amount will be reduced provided you qualify.
- Disqualifying evictions. To qualify for a Section 8 voucher, you cannot have been evicted from any Section 8 program (or public housing) for drug-related criminal activity within the past three years. The clock starts from the date of the eviction.[7]
- Other requirements. Your housing authority may have other requirements.
Applying to the Section 8 Program
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1Find the correct housing authority. You’ll apply for Section 8 at the housing authority for the area where you want to live. For example, you might live in Alameda right now but want to move to San Diego. In that situation, you’ll apply to the San Diego housing authority.
- There are also 106 housing authorities in California that offer the Section 8 Housing Choice Voucher Program.
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2Complete an application. Your housing authority can tell you how to apply. There may be a paper application, or you may need to apply online. You will need to provide information about your family and your income.
- Demand for Section 8 is high in many California cities and counties. Accordingly, the housing authority may only accept Section 8 applications during certain times of the year. You should read the local newspaper to find out when the application period has opened.
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3Check if you qualify for a local preference. Because waiting lists are so long, the housing authority sometimes moves people up the list because they are especially needy. Contact the housing authority and ask. For example, a family might be moved up the list in the following situations:[8]
- the family is homeless or currently living in substandard housing
- the family pays more than 50% of its income in rent
- the family has been displaced involuntarily
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4Await your results. After receiving your application, the housing authority will verify the information with your employer, bank, and other local agencies. Based on these results, they will then determine your eligibility and how much assistance you qualify for.[9]
- If eligible, your name will go on a waiting list. However, if the waiting list is too long, the housing authority can close the list and not put you on it.
- When your name is finally reached on the list, the housing authority will contact you. Because you might be waiting a long time, you should always give your housing authority any updated address and contact information.
- Once a voucher is available, the housing authority must re-confirm that you qualify.
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5Calculate the amount of your voucher. Your housing authority should let you know how much your voucher is for and what sized unit you can rent. Generally, you must pay 30% of your monthly adjusted gross income for utilities and rent.[10]
- For example, if your monthly income is $1,000, you will need to pay $300 in rent and utilities.
- However, you might have to pay more, depending on your circumstances.[11]
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6Find a landlord who will accept your voucher. As a recipient, you can rent any home on the market so long as it meets certain safety conditions. The landlord also must agree to rent to you. A landlord is not required to rent to someone with a Section 8 voucher.
- Your housing authority might have a list of apartment buildings that regularly rent to section 8 recipients and which have passed the inspection. Ask if any list is available.
- You can also use HUD’s affordable apartment search engine, available here: https://www.hud.gov/apps/section8/step2.cfm?state=CA%2CCalifornia.
- When you find a place, you must reach an agreement to rent with the landlord and then contact the local housing authority to inspect the home.[12]
Applying for Public Housing Instead
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1Distinguish public housing from Section 8. HUD also runs some public housing. With a voucher, you rent from a private landlord who is paid by HUD. By contrast, with public housing, you rent directly from your local housing authority.[13]
- Public housing might be an option if your Section 8 waiting list is too long.
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2Check if you are eligible. Your eligibility will be based on a variety of factors, such as income and family size, as well as criminal background. Talk to your housing authority about whether you qualify.
- If you can’t reach the housing authority, then contact your local HUD Field Office.[14] They should be able to help.
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3Submit an application and documentation. Your housing authority representative will need to collect information from you during the application process. For example, you must provide the following:[15]
- Names of everyone who will live in the unit, including their date of birth, sex, and relationship to the head of household. You should have birth certificates.
- Your current address and telephone number.
- Names and addresses of your current and prior landlords.
- Your expected family income for the next 12 months. You may need to show a recent tax return.
- Names of employers, banks, and others the housing authority can contact as references. They need to verify your income and other information.
- Any circumstances that might qualify you to leapfrog others on the waiting list. For example, you might be a veteran, homeless, or living in substandard housing.
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4Check if you qualify for a preference. Because each housing authority has a limited budget, they can move people up the waiting list. You should ask the housing authority if they have preferences. For example, Los Angeles awards preference to families with a head of household who is:[16]
- Working at least 20 hours a week at the state minimum wage.
- Attending an accredited college or trade/vocational school full-time, and is expected to find employment after graduation.
- Working and attending school for at least 20 hours a week combined.
- Otherwise economically self-sufficient.
- Disabled or 62 years older.
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5Receive notification. You’ll receive written notification of the results. If you are denied, you can request an informal hearing as an appeal.[17]
- If you’re eligible, then your name will go on a waiting list unless the housing authority has a spot available for you.
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6Calculate your rent. HUD will calculate your rent by taking your gross annual income less certain deductions. Annual income is all income you and your family receive from all sources. If you have undocumented migrants in your household, you will pay more (since they are ineligible). You will need to pay the highest of any of the following amounts:[18]
- 30% of your adjusted monthly income (minus allowed deductions)
- 10% of your monthly income
- minimum rent, of $25-50
- welfare rent, if applicable
Expert Q&A
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QuestionIs the housing voucher program currently accepting application in California?Lahaina Araneta, JDLahaina Araneta, Esq. is an Immigration Attorney for Orange County, California with over 6 years of experience. She received her JD from Loyola Law School in 2012. In law school, she participated in the immigrant justice practicum and served as a volunteer with several nonprofit agencies.
Attorney at LawYes, the housing voucher program in California is currently accepting applications. -
QuestionSenior living in san diego with kidney failure income of 48500/ year could I get rent help?Lahaina Araneta, JDLahaina Araneta, Esq. is an Immigration Attorney for Orange County, California with over 6 years of experience. She received her JD from Loyola Law School in 2012. In law school, she participated in the immigrant justice practicum and served as a volunteer with several nonprofit agencies.
Attorney at LawThis depends, what are your financial obligations? Your income is definitely on the higher end.
References
- ↑ https://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/about/fact_sheet
- ↑ https://affordablehousingonline.com/guide/section-8-vouchers
- ↑ https://affordablehousingonline.com/housing-help/Household-Income
- ↑ http://www.sectioneightapplication.com/apply/CA
- ↑ https://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/about/fact_sheet
- ↑ https://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/about/fact_sheet
- ↑ https://eligibility.com/section-8
- ↑ https://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/about/fact_sheet
- ↑ https://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/about/fact_sheet
- ↑ https://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/about/fact_sheet
- ↑ http://www.sonoma-county.org/cdc/s8faq.htm#Question6
- ↑ https://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/about/fact_sheet
- ↑ https://portal.hud.gov/hudportal/HUD?src=/topics/rental_assistance/phprog
- ↑ https://portal.hud.gov/hudportal/HUD?src=/program_offices/field_policy_mgt/localoffices#CA
- ↑ https://portal.hud.gov/hudportal/HUD?src=/topics/rental_assistance/phprog
- ↑ http://www.hacla.org/apply-public-housing/applyforph
- ↑ https://portal.hud.gov/hudportal/HUD?src=/topics/rental_assistance/phprog
- ↑ https://portal.hud.gov/hudportal/HUD?src=/topics/rental_assistance/phprog