Money Basics

Money Management

• 1

  Assessing How You Manage Money

  

  • Introduction

  • How do you manage money?

  • Where does your money go?

  • Changing the way you spend money

  • Eight steps to better money management

  • Setting goals

• 2

  Creating a Budget

  

  • Introduction

  • What is a budget?

  • Creating a budget

  • A sample budget

  • Following a budget

  • Be a wise consumer

• 3

  Credit

  

  • Introduction

  • What is credit?

  • Payments and finance charges

  • Choosing a credit card

  • Other types of cards

  • Tips for protecting your credit cards

  • Credit reports and ratings

  • Reviewing a credit report

  • Correcting your credit report

• 4

  Staying Out of Debt

  

  • Introduction

  • What is debt?

  • How much debt is too much debt?

  • Do you have a compulsive debt problem?

  • Credit counseling and debt consolidation

  • What is bankruptcy?

  • Tips for staying out of debt

  • Benefits of staying out of debt

Banking and Retirement

• 5

  Banking Options

  

  • Introduction

  • What is a bank?

  • How do banks operate, and how is your money protected?

  • All about interest

  • Banking fees

  • Banking options and services

  • What is a credit union?

  • Finding a credit union

• 6

  Managing a Checking Account

  

  • Introduction

  • What is a checking account?

  • Opening a checking account

  • Getting your checks

  • Writing a check

  • Deposit slips

  • Withdrawal slips

  • Keeping track of your account

  • Automated teller machines and ATM cards

  • Operating an ATM

• 7

  Managing a Savings Account

  

  • Introduction

  • Deciding how to save

  • Opening a savings account

  • Deposit and withdrawal slips

  • Keeping track of your savings account

  • Saving for a child's education

• 8

  Planning for Retirement

  

  • Introduction

  • Planning for retirement

  • Seven retirement planning tips

  • What is Social Security?

  • How to obtain a Social Security card

  • How to replace a Social Security card

  • To retire comfortably, save regularly

  • Setting retirement goals

• 9

  Investment Options

  

  • Introduction

  • Investment plans at work

  • What's an IRA?

  • Types of IRAs

  • Other retirement savings options

  • Choosing a financial advisor

  • Avoid investment scams

Money in the Marketplace

• 10

  Shopping

  

  • Introduction

  • Comparative shopping

  • Comparative shopping tips

  • Looking for the best deal

  • Price per unit

  • Coupons, discount cards, sales, and rebates

  • Sales tax

  • Layaway

  • Tips for becoming a savvy online or catalog shopper

• 11

  Buying a Car

  

  • Introduction

  • What is your car budget?

  • Assess and research before you buy

  • Negotiating the best deal

  • Getting a car loan

  • Options: Down payment, car payment, trade-in, or sell

  • How much does that car really cost?

  • The leasing option

• 12

  Finding a Place to Rent

  

  • Introduction

  • Finding a place to rent

  • Where to look

  • Renting a house or apartment

  • Questions to ask a prospective landlord

  • Other living options

• 13

  Buying a House

  

  • Introduction

  • Can I afford a house?

  • Where to look

  • Finding a house

  • Making an offer

  • How much does that house cost?

  • The home loan

  • Living expenses

Extras

• Budget Now - Before You Start Looking for a New Job

• Living Within Your Means

• How Much Does that Dream Job Cost?

• Quiz

Learn More

• Workplace Basics

• Money

• Decimals

• Job Success