Money Basics

Opening a checking account

Compare services at different banks before opening a checking account, and decide which account best meets your needs.

To open a checking account:

1. Visit the financial institution of your choice, and speak to a customer service agent about opening a checking account.
   
   
2. Bring with you:
   • Two forms of identification, including one with a picture
   • Your Social Security Number
   • Money for your first deposit in the form of cash or a check
     
     
3. Be prepared to fill out information on a signature card that will remain on file at the bank. The bank uses the card to verify the signature on checks that bear your name. Signature cards typically include:
   • Your name
   • Your current address and length of time at the address
   • Your previous address and length of time at that address
   • The type of account, such as single or joint
   • Your signature
     
     
4. Once your account is approved, you can make your first deposit.