Long story short, I found an easily reproducible, very easy, and honestly embarrassing exploit on a major (yes, major) financial institution's online banking site today. It's not directly tied to banking per se, but to a "secure" messaging system where banking details would very likely be shared.
The issue is basically authentication bypass. With the exploit I can easily log into any account (so it seems, I've tried a few) and read secure messages between the user and various bank departments, and I've verified this across multiple of my own computers in incognito browser windows.
I would like to report the issue, and while I'm sincerely not looking to "cash in" I was curious if it's typical to inquire about some sort of bounty. I'm a person of high integrity and of course have no malicious intent.
I will not share specific details about the exploit or the target site. Looking for advice on how to proceed notifying the company and ensure that they take it seriously.