Redlining

(noun)

Redlining is the practice of increasing the cost of services such as banking and insurance or denying access to jobs, health care, or even supermarkets to residents in particular areas.

Related Terms

Examples of Redlining in the following topics:

  • Institutional Prejudice or Discrimination

    • Institutionalized discrimination within the housing market also includes practices like redlining and mortgage discrimination.
    • Institutionalized discrimination within the housing market also includes practices like redlining and mortgage discrimination.

  • Suburbanization

    • These racist practices, called redlining, barred African-Americans from pursuing home ownership, even when they could afford it.
    • Suburban expansion was reserved for middle-class white people, facilitated by increasing wages in the postwar economy and by federally guaranteed mortgages that were only available to whites because of redlining.
    • Insurance companies also fueled the push out of cities and the growth of suburbs, as it redlined many inner-city neighborhoods.

  • Racism

    • ., redlining).

  • Racism

    • ., redlining).
    • The figure below illustrates structural racism by illustrating how blacks and Hispanics, even when they have the same income as whites, are less likely to be approved for home mortgages (as a result of practices like redlining).